Health Insurance Semester Overview: 22-2023
Health Insurance 2022-2023 Overview
| Term | Cost | Coverage Start Date |
Coverage End Date |
Enrollment End Date |
Waiver
Deadline |
| Annual | $1,880 | 8/15/22 | 8/14/23 | 7/19/22 | Aug 27* |
| Fall | $716 | 8/15/22 | 12/31/22 | 7/19/22 | Aug 27 |
| Spring/Summer | $1,164 | 1/1/23 | 8/14/23 | 12/19/22 | Jan 20 |
| Summer** | $505 | 5/9/23 | 8/14/23 | 5/1/23 | June 1 |
*Enrollment and Waiver deadline for College of Law is August 20, 2022
**The summer option is only available to new students enrolling in FAMU during a summer term
Dependent Coverage
| Dependent | Cost |
| Spouse | $1.880 |
| 1 child | $1,880 |
| 2 or more children | $3,674 |
| Spouse and 2 or more children | $5,468 |
Preferred Provider Organization: UnitedHealthcare Choice Plus
Prescription Plan: UnitedHealthcare Pharmacy - OptumRx
Deductible:
Student Health Center (SHC) $0
Preferred Provider $l00
Non-Preferred Provider $350
Out-of-Pocket Maximum: Preferred Provider: $6,850
Non-Preferred Provider: No maximum
Coinsurance Amount:
Preferred Provider: 80% of the Preferred Allowance (PA) for Covered Medical Expenses
Non-Preferred Provider: 60% of the Usual and Reasonable (U&R) charge for Covered Medical
Expenses
The policy includes inpatient and outpatient services, diagnostic testing, substance abuse and mental health services and has a prescription benefit. The plan includes access to 24/7 online/telehealth Doctor and Counselor services and global emergency services. Student Assistance is another service that includes counseling, financial, legal advice and mediation. Translation services are available in over 170 languages for most of these services.