Wells Fargo Banking

Florida A&M University and Wells Fargo have teamed up to offer you optional banking convenience with your linked FAMU Rattler Card.

FAMU Rattler Card

Link your FAMU Rattler Card1 to a Wells Fargo Clear Access Bankingsm or Everyday Checking account2 for banking convenience.



Rattler Card

Use it as your official student ID, for campus privileges, and for your day-to-day financial needs on and off campus when it’s linked to a Wells Fargo checking account, with two account options for students.

Enjoy no-fee cash access at Wells Fargo ATMs, including the Wells Fargo ATMs on campus. Make purchases using your Personal Identification Number (PIN) with your linked FAMU Rattler Card. Take advantage of this optional benefit today.Visit wellsfargo.com/famu for more details.

The Wells Fargo Campus Card Program offers a convenient way to access your money on and off campus, plus exclusive benefits.

Placeholder image
See more details about how we’re making college life a little easier, and find out more by watching our video about the Campus Card Program.

 

  • Access to additional services such as:

    • The Wells Fargo Mobile® app to check account activity, deposit checks3, transfer funds4 , pay bills, send money with Zelle®5 in our mobile app, and set up push notifications, text, or email alerts6. , transfer funds4, pay bills, send money with Zelle®5 in our mobile app, and set up push notifications, text, or email alerts6.
    • Helpful online financial educational resources and money management tools.
    • CollegeSTEPS® guidance and resources to help you take control of your college finances, including exclusive access to over 7 million scholarships.
  • Plus, when linking a FAMU Rattler Card to an Everyday Checking account, you'll receive additional benefits:

    • No monthly service fee charged.7
    • No Wells Fargo fees for up to four cash withdrawals per monthly fee period from  non-Wells Fargo ATMs in the U.S.8,9
    • Receive a courtesy refund on one overdraft fee incurred during each calendar month.8,10
    • Receive a courtesy refund on one incoming domestic or international wiretransfer fee during each calendar month.8,11

Regulations

For information about the major feature and common fees of checking accounts offered through this program, please click on the links below:

The Department of Education’s (ED) Cash Management regulations 34 CFR 668.164(d)(4)(i)(B)(2) (issued October 2015), require institutions participating in T2 (Campus Card) arrangements to list and identify the major  features and commonly assessed fees  as well as a URL for the terms and conditions of each financial account offered under the arrangement.

2022 Financial Disclosure Form



 

Linking your FAMU Rattler Card

  • Getting Your Card: Visit the Rattler Card Office site for instructions on receiving your FAMU Rattler Card.
  • Once you have your Rattler Card, you can link it to an existing Wells Fargo checking account or open a new account by speaking with a banker at a Wells Fargo branch (Operating hours and availability will be noted). The closest branch to your campus is: 3400 South Monroe Street

Link your FAMU Rattler Card to a Wells Fargo checking account today!
Link your FAMU Rattler Card to a Wells Fargo checking account today!

Additional protection feature

Your linked FAMU Rattler Card also comes with Zero Liability protection at no extra cost, which means you will be reimbursed for any promptly reported unauthorized card transactions.

Link Your Rattler Card

 

 

 

 


1. The FAMU Rattler Card is an official school ID and a Wells Fargo Campus Card when linked to a Wells Fargo checking account.
2. Minimum opening deposit is $25. Monthly service fee for the Everyday Checking account is $10 and can be avoided when the primary account owner is 17 through 24 
years old. Monthly service fee for the Clear Access Banking account is $5 and can be avoided when the primary account owner is 13 through 24 years old. When the primary 
account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee. Everyday Checking customers have other ways to avoid the monthly 
service fee. Customers between 13 and 16 years old must open the Clear Access Banking account with an adult co-owner. See a Wells Fargo banker or the Consumer 
Account Fee and Information Schedule available at wellsfargo.com/depositdisclosures for more information about other fees that may apply and options to avoid the 
monthly service fee.
3. Mobile deposit is only available through the Wells Fargo Mobile® app. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. 
Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement for 
other terms, conditions, and limitations.
4. Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and may take 3 – 5 days. Customers should refer to their other U.S. financial 
institutions for information about any potential transfer fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online 
Access Agreement for more information.
5. Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required to 
use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others 
you trust. Neither Wells Fargo nor Zelle® offers a protection program for authorized payments made with Zelle®. The Request feature within Zelle® is only available through
Wells Fargo using a smartphone. In order to send payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®. To send or receive 
money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For more 
information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier's message and data rates may apply.
6. Sign up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
7. You will avoid the Everyday Checking account's monthly service fee within 45 days of linking your FAMU Rattler Card to that account. See a Wells Fargo banker or the 
Consumer Account Fee and Information Schedule available at wellsfargo.com/depositdisclosures for more information about other fees that may apply and options to avoid 
the Everyday Checking account's monthly service fee.
8. These benefits will take effect within 45 days following the linkage of your Campus Card to an Everyday Checking account. Your Everyday Checking account must be 
linked to an open, active Wells Fargo Campus Card to remain eligible and receive these benefits. Your benefits will end 60 days after your Everyday Checking account is no 
longer linked to an active Campus Card. In that event, the Bank’s standard terms and fees apply. Ask a banker for additional details.
9. Non-Wells Fargo ATM owner/operator fees may apply.
10. Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic 
means). We charge no more than three overdraft fees per business day. Overdraft fees are not applicable to Clear Access Banking℠ accounts. The payment of transactions 
into overdraft is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is overdrawn or you have had excessive 
overdrafts. You must promptly bring your account to a positive balance.
11. In addition to any applicable fees, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used when Wells Fargo 
converts one currency to another is set at our sole discretion, and it includes a markup. The markup is designed to compensate us for several considerations including, 
without limitation, costs incurred, market risks, and our desired return. The applicable exchange rate does not include, and is separate from, any applicable fees. The 
exchange rate Wells Fargo provides to you may be different from exchange rates you see elsewhere. Different customers may receive different rates for transactions that 
are the same or similar, and the applicable exchange rate may be different for foreign currency cash, drafts, checks, or wire transfers. Foreign exchange markets are dynamic 
and rates fluctuate over time based on market conditions, liquidity, and risks. Wells Fargo is your arms-length counterparty on foreign exchange transactions. We may 
refuse to process any request for a foreign exchange transaction.
Incoming wire transfers received in a foreign currency for payment into your account will be converted into U.S. dollars using the applicable exchange rate without prior 
notice to you.
For additional information related to Wires and foreign currency wires, please see the Wells Fargo Wire Transfers Terms and Conditions.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Wells Fargo may provide financial support to Florida A&M Universityfor services associated with the FAMU Rattler Card.
Wells Fargo Bank, N.A. Member FDIC